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With all the do it yourself debt settlement guides on the market there is one that stands out, Debt Settlement Secret. In comparison to some of the other programs I saw including Debt Relief by R. Geller. DS Secret is concise and much more affordable. The author Gene, worked in the Credit and Loan industry with clients that were trying to repair there credit history and lower their debt in order to purchase a home. In the industry he learned how to negotiate debt and the process that happened behind closed doors. When the Real Estate crash happened he was laid off, and was soon in the same position as many of his clients. He then used these same methods to get himself out of debt. The book is concise and sometimes humorous as he tries to help us see past the temporary burden of being in debt and put the readers sights on actually being financially free, the possibilities it can bring and how attainable it is. Most do it yourself settlement books are very dry and give the reader

Retirement planning is more important than ever with the current downturn in the economy. There are many ways to plan for retirement and sifting thought all the option can be confusing. However, the way to financial freedom and a successful retirement isn't really that complicated. The main thing to remember is that you should start saving and investing as much money as you can and as early in your life as you can, to give your money the time to grow over time. Time and sound money management are the keys to create wealth for your golden years to come. This article aims to explain the differences between a 401(k) plan and an IRA (Individual Retirement Account). These are two of the most popular retirement savings plans available that makes retirement planning easy, even for people without any financial sense. 401(k) Plan What exactly is a 401 (k) plan? A 401k plan is an employee-funded and company-sponsored retirement plan. Some companies also offer to match the employees&

We like to think that, as humans, we are in control of our world and possess all of the answers. After all, we’ve mapped the Earth’s surface, explored much of its landmasses, written great histories about the various civilizations who have lived here and vastly improved our technological levels. We’ve gone from living in huts and caves to townhouses and apartments. Governments have become more developed, medicines more advanced and communications have shrunk the world and made the movement of information nearly instantaneous. Yes, it’s easy to think we’ve conquered this planet because of the effort we are putting into exploring others strewn across the darkness of space. Unfortunately, we must burst the bubble that is our massive ego. There is still much on this planet that we do not know and answers which elude us even after decades and centuries of hard work. For instance, as you probably know, humans know very little about what exists under the waters of our o

While surveying land to create an underwater tourist itinerary, Italian archeologists accidentally discovered a stash of 3,422 ancient bronze coins chilling off the shallow coast of Pantelleria, a small island about 70 miles south of Sicily. The coins, which archeologists believe date back to between 264 and 241 B.C., are thought to have been purposefully left there by a Carthaginian ship on its way to Sicily to support an anti-Roman movement of some sort. For one reason or another, they decided to hide the coins 68 feet below the surface. Unfortunately, they never got around to picking them back up. Whoops. It's hard to put a value on antiquities like this, but since they're so rare we put it in the ball park of around $5,000 each.

Supakorn Chuayphom, 32, from a nearby village, said he found one gold sheet of about two baht-weight (about one ounce), which he sold for more than 40,000 baht. Yok Phetcharta, 77, a villager in tambon Khok Muang of Khao Sonchai district, said her parents and some elderly people in her area said the spot where the gold was found was originally wetland forest. She believed that the treasure belonged to Malaysian people who had planned to donate the gold to cover the top of a pagoda at Wat Phra Mahathat Woramahawihan in Nakhon Si Thammarat province. WATCH FULL VIDEO